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Mortgage calculator

See the full monthly cost of a home: principal and interest, property tax, insurance, PMI and HOA dues.

Private: this runs entirely in your browser. Nothing you enter or upload is sent to us.

Only charged when the down payment is under 20%.
Amortization by year

How to use it

  1. Enter the home price, down payment, rate and term.
  2. Add property tax, insurance and HOA.
  3. PMI is added automatically when the down payment is under 20%.

About this tool

PMI is estimated at the rate you enter (commonly 0.3% to 1.5% of the loan per year) and is shown only while the down payment is under 20%. Figures are estimates for planning, not tax, legal or financial advice.

Questions

When does PMI stop?

Usually once the loan reaches 78% to 80% of the original home value. This calculator shows PMI on the starting loan as an estimate.

Is my information sent anywhere?

No. The calculation runs in your browser and nothing you type is sent to us or stored on a server.

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